The primary goals of the AARMR are to promote the exchange of information between and among the executives and employees of the various states who are charged with the responsibility, pursuant to the laws of the individual states, for the administration and regulation of residential mortgage lending, servicing and brokering; assist in resolving conflicts of jurisdiction in relation to mortgage lending, servicing, and brokering; promote a better understanding of mortgage regulation; develop model legislation applicable to the administration and regulation of mortgage lending, servicing and brokering; and, increase the knowledge and ability of those engaged in the administration and enforcement of mortgage regulation and those engaged in mortgage lending, servicing or brokering by organizing and sponsoring lectures, seminars, and training programs and by providing a forum for the exchange of information.
American Bankers Association (AMA)
Founded
in 1875, the American Bankers Association represents banks of all sizes
and charters and is the voice for the nation's $13 trillion banking
industry and its 2 million employees. ABA marshals the talent, energy
and perspectives of its members to bring about positive change. Through
an effective collaboration between ABA members and staff, the ABA
combines experience and insights, in-depth expertise, unmatched
resources and extensive products and resources to make our members more
successful. When banks are strong and healthy, their communities and
customers thrive. The majority of ABA's members are banks with less than
$165 million in assets.
Association of Residential Mortgage Compliance Professionals (ARMCP)
ARMCP is the first and only national organization in the United States devoted exclusively to residential mortgage compliance professionals. ARMCP offers discussion groups, educational forums, panels, lectures, and other venues for residential mortgage compliance professionals. It seeks to improve ways and means to better serve the residential mortgage industry and, where appropriate, advocate the Association's viewpoint. Members encounter ideas and explore compliance issues, news, guidelines, and banking laws for the benefit of mortgage industry participants and for enhancing communications between members of the mortgage industry, regulators, and the consumer.
Community Mortgage Banking Project (CMBP)
For decades, the traditional, independent mortgage banker has delivered value and choice to consumers by leveraging local market expertise, quality service, and the ability to sell into the secondary market on a “best execution” basis that lowers costs for borrowers. Today, those benefits are at risk due to legislative and regulatory proposals that could accelerate consolidation of the mortgage industry into the hands of a few mega lenders. The Community Mortgage Banking Project (CMBP) is a coalition of lenders that have come together to support legislative and regulatory reform of the mortgage market that will support and enhance consumer access, consumer and investor transparency, local competition and choice, and value added mortgage chain.
Conference of State Bank Supervisors (CSBS)
Conference of State Bank Supervisors is the nation’s leading advocate for the state banking system, and the only national organization dedicated to advancing the state banking system. CSBS optimizes the authority of individual states to determine the activities of their financial institutions; enhances the professionalism of state banking departments and their personnel; represents the interests of the state banking system to federal and state legislative and regulatory agencies; and, ensures that all banks continue to have the choice and flexibility of the state charter in the new era of financial modernization.
Consumer Bankers Association (CBA)
The Consumer Bankers Association is the national trade association for banking services geared toward consumers and small businesses. Most of the nation's largest financial institutions, as well as many regional banks, are corporate members. Its members collectively hold two-thirds of the industry's total assets.
Credit Union National Association (CUNA)
The Credit Union National Association is based in Washington, D.C. and Madison, Wisconsin. It is the premier national trade association serving America's credit unions. This not-for-profit trade group is governed by volunteer directors who are elected by their credit union peers.
Financial Services Roundtable
The Mission of The Financial Services Roundtable is to protect and promote the economic vitality and integrity of its members and the United States financial system. The mission is achieved through legislative and regulatory advocacy, a strong industry reputation of trust and confidence, and executive leadership forums.
Impact Mortgage Management Advocacy & Advisory Group (IMMAAG)
IMMAAG was founded to increase mortgage professionals' productivity, improve their efficiency and profit, empower through information, and create grass roots engagement to take back our industry and protect consumers. The IMMAAG constantly monitors federal and state legislative and regulatory activity, mortgage industry events and trends in small business management.
Independent Community Bankers of America (ICBA)
The Independent Community Bankers of America is the nation's voice for community banks, representing nearly 5,000 community banks of all sizes and charter types throughout the United States. It is dedicated exclusively to representing the interests of the community banking industry and the communities and customers they serve. With nearly 5,000 members, representing more than 23,000 locations nationwide and employing more than 280,000 Americans, ICBA members hold more than $1 trillion in assets, $900 billion in deposits, and $700 billion in loans to consumers, small businesses and the agricultural community.
Mortgage Bankers Association (MBA)
The Mortgage Bankers Association (MBA) is the national association representing the real estate finance industry, an industry that employs more than 280,000 people in virtually every community in the country. Headquartered in Washington, D.C., MBA invests in communities across the nation by ensuring the continued strength of the nation's residential and commercial real estate markets; expanding homeownership and extending access to affordable housing to all Americans and supporting financial literacy efforts.
National Association of Federal Credit Unions (NAFCU)
The National Association of Federal Credit Unions is a respected and influential trade association that exclusively represents the interests of federal credit unions before the federal government and the public. Membership is direct. There are no state or local leagues, chapters or affiliations standing between NAFCU members and the NAFCU headquarters in Arlington, VA. NAFCU provides its members with representation, information, education, and assistance to meet the challenges that cooperative financial institutions face in today's economic environment.
National Association of Independent Housing Professionals (NAIHP)
Comprised of all housing industry professionals, NAIHP is strictly a legislative and regulatory organization, leaving education and other such issues to trade associations with individual interests. As most legislative and regulatory actions affect the entire housing industry, NAIHP was created to advocate on behalf of all small business housing professionals.
National Association of Mortgage Professionals (NAMB)
The National Association of Mortgage Brokers is the voice of the mortgage broker industry, representing the interests of mortgage brokers and homebuyers since 1973. The Association is committed to promoting the highest degree of professionalism and ethical standards for its members. NAMB provides mortgage brokers with professional education opportunities, and offers rigorous certification programs to recognize members with the highest levels of professional knowledge and education. NAMB is affiliated with all 50 state associations and the District of Columbia. NAMB’s active lobbying and advocacy efforts frequently focus on national and state issues.
National Association of Professional Mortgage Women (NAPMW)
Men and women from all backgrounds have joined NAPMW because they want to excel at what they do. And employers who want excellence from their employees engage with NAPMW for up to date education. Both professionals and employers have found there is a place for them in NAPMW. NAPMW is not a women’s organization. But since women make up the majority of professionals in the mortgage/banking profession, NAPMW's purpose is to help them advance in business, personal and leadership development. We believe this is a cause everyone can stand behind. NAPMW also believes by providing the highest quality and most comprehensive education to its members – both men and women – they will be able to best serve their customers and succeed in their careers.
National Association of Realtors (NAR)
The National Association of Realtors® was founded as the National Association of Real Estate Exchanges on May 12, 1908, at the YMCA Auditorium in Chicago, Il. The National Association of Realtors® strives to be the collective force influencing and shaping the real estate industry. It seeks to be the leading advocate of the right to own, use, and transfer real property; the acknowledged leader in developing standards for efficient, effective, and ethical real estate business practices; and valued by highly skilled real estate professionals and viewed by them as crucial to their success. Working on behalf of America's property owners, the NATIONAL ASSOCIATION OF REALTORS® provides a facility for professional development, research and exchange of information among its members and to the public and government for the purpose of preserving the free enterprise system, and the right to own, use, and transfer real property.
National Credit Reporting Association (NCRA)
(NCRA) is a national trade organization of consumer reporting agencies and associated professionals that provide products and services to hundreds of thousands of credit grantors, employers, landlords and all types of general businesses. NCRA serves members in the United States and Puerto Rico. NCRA's membership includes two of every three mortgage credit reporting agencies in the United States that can produce a credit report that meets the requirements of Fannie Mae, Freddie Mac and HUD for mortgage lending. NCRA members must agree to comply with all federal and state applicable laws, including the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act, and the Gramm- Leach-Bliley Act.
National Reverse Mortgage Lenders Association (NRMLA)
National Reverse Mortgage Lenders Association is the national voice of the reverse mortgage industry, serving as an educational resource, policy advocate and public affairs center for lenders and related professionals. NRMLA was established in 1997 to enhance the professionalism of the reverse mortgage business. NRMLA's mission is to educate consumers about the pros and cons of reverse mortgages, to train lenders to be sensitive to clients' needs, to enforce our Code of Conduct and Best Practices, and to promote reverse mortgages in the news media.
Real Estate Services Providers Council (RESPRO)
The Real Estate Services Providers Council, Inc. is a national non-profit trade association that unites providers from across the home buying and financing industry towards one common goal: A business and regulatory environment that better enables all of our members to efficiently offer affiliated services through subsidiaries, joint ventures, and strategic partnerships. Its members are real estate broker-owners, real estate franchisers, mortgage lenders/brokers, title insurers/agents, home builders, home warranty companies, and other settlement service providers throughout North America.
Association of Residential Mortgage Compliance Professionals (ARMCP)
ARMCP is the first and only national organization in the United States devoted exclusively to residential mortgage compliance professionals. ARMCP offers discussion groups, educational forums, panels, lectures, and other venues for residential mortgage compliance professionals. It seeks to improve ways and means to better serve the residential mortgage industry and, where appropriate, advocate the Association's viewpoint. Members encounter ideas and explore compliance issues, news, guidelines, and banking laws for the benefit of mortgage industry participants and for enhancing communications between members of the mortgage industry, regulators, and the consumer.
Community Mortgage Banking Project (CMBP)
For decades, the traditional, independent mortgage banker has delivered value and choice to consumers by leveraging local market expertise, quality service, and the ability to sell into the secondary market on a “best execution” basis that lowers costs for borrowers. Today, those benefits are at risk due to legislative and regulatory proposals that could accelerate consolidation of the mortgage industry into the hands of a few mega lenders. The Community Mortgage Banking Project (CMBP) is a coalition of lenders that have come together to support legislative and regulatory reform of the mortgage market that will support and enhance consumer access, consumer and investor transparency, local competition and choice, and value added mortgage chain.
Conference of State Bank Supervisors (CSBS)
Conference of State Bank Supervisors is the nation’s leading advocate for the state banking system, and the only national organization dedicated to advancing the state banking system. CSBS optimizes the authority of individual states to determine the activities of their financial institutions; enhances the professionalism of state banking departments and their personnel; represents the interests of the state banking system to federal and state legislative and regulatory agencies; and, ensures that all banks continue to have the choice and flexibility of the state charter in the new era of financial modernization.
Consumer Bankers Association (CBA)
The Consumer Bankers Association is the national trade association for banking services geared toward consumers and small businesses. Most of the nation's largest financial institutions, as well as many regional banks, are corporate members. Its members collectively hold two-thirds of the industry's total assets.
Credit Union National Association (CUNA)
The Credit Union National Association is based in Washington, D.C. and Madison, Wisconsin. It is the premier national trade association serving America's credit unions. This not-for-profit trade group is governed by volunteer directors who are elected by their credit union peers.
Financial Services Roundtable
The Mission of The Financial Services Roundtable is to protect and promote the economic vitality and integrity of its members and the United States financial system. The mission is achieved through legislative and regulatory advocacy, a strong industry reputation of trust and confidence, and executive leadership forums.
Impact Mortgage Management Advocacy & Advisory Group (IMMAAG)
IMMAAG was founded to increase mortgage professionals' productivity, improve their efficiency and profit, empower through information, and create grass roots engagement to take back our industry and protect consumers. The IMMAAG constantly monitors federal and state legislative and regulatory activity, mortgage industry events and trends in small business management.
Independent Community Bankers of America (ICBA)
The Independent Community Bankers of America is the nation's voice for community banks, representing nearly 5,000 community banks of all sizes and charter types throughout the United States. It is dedicated exclusively to representing the interests of the community banking industry and the communities and customers they serve. With nearly 5,000 members, representing more than 23,000 locations nationwide and employing more than 280,000 Americans, ICBA members hold more than $1 trillion in assets, $900 billion in deposits, and $700 billion in loans to consumers, small businesses and the agricultural community.
Mortgage Bankers Association (MBA)
The Mortgage Bankers Association (MBA) is the national association representing the real estate finance industry, an industry that employs more than 280,000 people in virtually every community in the country. Headquartered in Washington, D.C., MBA invests in communities across the nation by ensuring the continued strength of the nation's residential and commercial real estate markets; expanding homeownership and extending access to affordable housing to all Americans and supporting financial literacy efforts.
National Association of Federal Credit Unions (NAFCU)
The National Association of Federal Credit Unions is a respected and influential trade association that exclusively represents the interests of federal credit unions before the federal government and the public. Membership is direct. There are no state or local leagues, chapters or affiliations standing between NAFCU members and the NAFCU headquarters in Arlington, VA. NAFCU provides its members with representation, information, education, and assistance to meet the challenges that cooperative financial institutions face in today's economic environment.
National Association of Independent Housing Professionals (NAIHP)
Comprised of all housing industry professionals, NAIHP is strictly a legislative and regulatory organization, leaving education and other such issues to trade associations with individual interests. As most legislative and regulatory actions affect the entire housing industry, NAIHP was created to advocate on behalf of all small business housing professionals.
National Association of Mortgage Professionals (NAMB)
The National Association of Mortgage Brokers is the voice of the mortgage broker industry, representing the interests of mortgage brokers and homebuyers since 1973. The Association is committed to promoting the highest degree of professionalism and ethical standards for its members. NAMB provides mortgage brokers with professional education opportunities, and offers rigorous certification programs to recognize members with the highest levels of professional knowledge and education. NAMB is affiliated with all 50 state associations and the District of Columbia. NAMB’s active lobbying and advocacy efforts frequently focus on national and state issues.
National Association of Professional Mortgage Women (NAPMW)
Men and women from all backgrounds have joined NAPMW because they want to excel at what they do. And employers who want excellence from their employees engage with NAPMW for up to date education. Both professionals and employers have found there is a place for them in NAPMW. NAPMW is not a women’s organization. But since women make up the majority of professionals in the mortgage/banking profession, NAPMW's purpose is to help them advance in business, personal and leadership development. We believe this is a cause everyone can stand behind. NAPMW also believes by providing the highest quality and most comprehensive education to its members – both men and women – they will be able to best serve their customers and succeed in their careers.
National Association of Realtors (NAR)
The National Association of Realtors® was founded as the National Association of Real Estate Exchanges on May 12, 1908, at the YMCA Auditorium in Chicago, Il. The National Association of Realtors® strives to be the collective force influencing and shaping the real estate industry. It seeks to be the leading advocate of the right to own, use, and transfer real property; the acknowledged leader in developing standards for efficient, effective, and ethical real estate business practices; and valued by highly skilled real estate professionals and viewed by them as crucial to their success. Working on behalf of America's property owners, the NATIONAL ASSOCIATION OF REALTORS® provides a facility for professional development, research and exchange of information among its members and to the public and government for the purpose of preserving the free enterprise system, and the right to own, use, and transfer real property.
National Credit Reporting Association (NCRA)
(NCRA) is a national trade organization of consumer reporting agencies and associated professionals that provide products and services to hundreds of thousands of credit grantors, employers, landlords and all types of general businesses. NCRA serves members in the United States and Puerto Rico. NCRA's membership includes two of every three mortgage credit reporting agencies in the United States that can produce a credit report that meets the requirements of Fannie Mae, Freddie Mac and HUD for mortgage lending. NCRA members must agree to comply with all federal and state applicable laws, including the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act, and the Gramm- Leach-Bliley Act.
National Reverse Mortgage Lenders Association (NRMLA)
National Reverse Mortgage Lenders Association is the national voice of the reverse mortgage industry, serving as an educational resource, policy advocate and public affairs center for lenders and related professionals. NRMLA was established in 1997 to enhance the professionalism of the reverse mortgage business. NRMLA's mission is to educate consumers about the pros and cons of reverse mortgages, to train lenders to be sensitive to clients' needs, to enforce our Code of Conduct and Best Practices, and to promote reverse mortgages in the news media.
Real Estate Services Providers Council (RESPRO)
The Real Estate Services Providers Council, Inc. is a national non-profit trade association that unites providers from across the home buying and financing industry towards one common goal: A business and regulatory environment that better enables all of our members to efficiently offer affiliated services through subsidiaries, joint ventures, and strategic partnerships. Its members are real estate broker-owners, real estate franchisers, mortgage lenders/brokers, title insurers/agents, home builders, home warranty companies, and other settlement service providers throughout North America.